The importance of healthcare professionals having a wealth protection plan as part of their overall financial planning cannot be emphasised enough. It’s important to remember that protection is not one-size-fits-all, nor is it something you can set up once and forget about. The coverage you need will be based on your individual circumstances and updated…
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Chaperones play a crucial role in intimate examinations, offering support and reassurance to both the doctor and the patient. However, if a patient refuses to have a chaperone present, and you feel uneasy proceeding without one, what steps should you take? Patients often decline to have a chaperone during examinations due to various…
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As a dentist or dental professional, we comprehend that your reputation is paramount in your industry, and we are committed to helping in any way possible. Join Tom Chaston, director of All Med Pro as he discusses claims reporting. Q) When do I have to contact my indemnity provider about a possible patient complaint…
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When growing your dental practice, having the right team is essential. Offering healthcare benefits like private medical insurance can attract top talent to support your practice’s growth. It not only helps in retaining your team but also highlights your care for their well-being. So why not give the gift of health this Christmas? Providing…
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In 2023, cyber-attacks increased in the UK, and two major incidents made news in August. This shows that cybercriminals are not stopping and will target any business, including dental practices and GP surgeries. PSNI – Data Breach On 8th August 2023 personal information on all serving PSNI members was mistakenly published in response to…
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All Med Pro is thrilled to announce the addition of private medical insurance to our range of services for clients. When building up your dental practice, having the right team is crucial. Providing healthcare benefits, like private medical insurance, can attract the best talent to help your practice grow. It not only makes it easier…
Read more All Med Pro is thrilled to announce the addition of private medical insurance to our range of services for clients. When building up your dental practice, having the right team is crucial. Providing healthcare benefits, like private medical insurance, can attract the best talent to help your practice grow. It not only makes it easier…
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Running a successful medical practice, whether you’re a dentist, a GP, or another healthcare professional, requires careful planning and hard work. However, unexpected events like natural disasters, equipment breakdowns, or even a global pandemic can disrupt your practice and put your finances at risk. That’s where business interruption insurance comes in handy. Here at All…
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Back on April 17th, we ran the second to last webinar in the All Med Pro and PDI educational series ‘Staying out of Trouble in 2022/23’. In the webinar, Brian Westbury and Melonie Prebble discussed the importance of effective patient communication for obtaining consent and ensuring safety in dentistry. They highlighted that effective communication is…
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In today’s world, cybersecurity is essential to protecting your company’s sensitive data and information. Unfortunately, one of the most common ways that hackers gain access to a network is through human error. Employees who are not aware of cyber threats are more likely to fall victim to phishing scams, download malware, or use weak passwords.…
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Why Cyber Insurance is as important as Home Insurance A cyber-attack can be compared to your home being broken into in several ways: Invasion of privacy: Just like a physical break-in, a cyber-attack can result in a violation of your privacy. In the case of a cyber-attack, the attacker can gain unauthorised access to…
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As a medical professional, receiving a complaint can happen at any time. But don’t worry, with over 20 years of experience in handling complaints, we are here to help. To ensure the best resolution for our members, we recommend following these 10 steps: 1. Train and prepare your colleagues Effective communication is…
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Attention all medical professionals. Are you aware of the dangers of underinsurance? Many businesses in the UK, including dentists and doctors, are at risk of financial loss due to inadequate insurance coverage. Underinsurance occurs when a business is not fully covered by insurance, leaving them vulnerable to unexpected events like natural disasters, theft, or other…
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Although it may not seem like it quite yet, spring has finally arrived in the UK & this is typically the time when people and businesses typically review their insurance requirements. We know that managing administrative tasks takes up precious time, but it is worth it when you could be saving yourself some extra cash.…
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When you manage or own a medical practice it is really important to understand the difference between contingent liability and vicarious liability insurance. Indemnity insurance is a crucial aspect of risk management for any business, and medical establishments are no exception. In the event of a claim, indemnity insurance can provide financial protection and peace…
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A combination of pay reductions, inadequate working conditions, rising inflation, and alternative career options and countries is causing a major problem. According to a survey conducted by the British Medical Association in December 2022, junior doctors have reached their breaking point. Immediate action is needed by the government to address the well-being of both junior…
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Insurance is an important aspect of protecting a clinician’s assets and reputation, ensuring financial security in case of unexpected events. However, not all clinical malpractice ‘indemnities’ are created equal. In this article from All Med Pro, we will explore the difference between contract insurance policies and discretionary membership organisations, and why contract insurance is considered…
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In 2022, CQC announced major framework changes to the foundation used to regulate health and social care providers. It is implied that this new structure utilises a wider public sector to gain data, additionally targeting staff wellbeing, sustainability, and equality within the workplace. The scheme had been announced in March 2022 with various elements being…
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According to the Identity Theft Resource Centre’s 2021 Data Breach Report, there were 1,862 data breaches last year, surpassing both 2020’s total of 1,108 and the previous record of 1,506 set in 2017.What is your back up plan? Cyber attacks are on the rise With hundreds of thousands of Cyber attacks per year, it is little…
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The increased exposure to principal dentists when it comes to vicarious liability highlights the need to consider more than just their own indemnity when it comes to protecting themselves in a world of changing litigation risks. This week news broke that a principal dentist, Dr Croad, who had retired from clinical practise over 20 years…
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For burglars on the lookout for an easy target, a dark house is a sure sign that no-one is home. They can break in and scope out each room until they find what they’ve been searching for. A stash of the latest gadgets, sparkling jewellery and designer clothing… Don’t let your home be the target.
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A few years ago medical professionals would have felt the need to hide when depression was eating away at them, or that their workload was becoming a problem. Now the subject of mental wellbeing is welcomed. The taboo over mental health has been slowly chipped away.
Read more A few years ago medical professionals would have felt the need to hide when depression was eating away at them, or that their workload was becoming a problem. Now the subject of mental wellbeing is welcomed. The taboo over mental health has been slowly chipped away.
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Business Email Compromise (BEC) is now the main reason for cyber insurance claims, having overtaken ransomware and data breaches. Is your practice fully equipped in the event of a hacker’s email slipping past your cyber security, and most importantly, are you fully insured if things go wrong?
Read more Business Email Compromise (BEC) is now the main reason for cyber insurance claims, having overtaken ransomware and data breaches. Is your practice fully equipped in the event of a hacker’s email slipping past your cyber security, and most importantly, are you fully insured if things go wrong?
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As a practice owner, you need to run a tight ship to make sure that everything in your practice ticks over as it should. Time is precious and when you’re busy your priority is your patients rather than insurance. But dropping one ball can lead to a cascade of organisational mayhem. This is where your…
Read more As a practice owner, you need to run a tight ship to make sure that everything in your practice ticks over as it should. Time is precious and when you’re busy your priority is your patients rather than insurance. But dropping one ball can lead to a cascade of organisational mayhem. This is where your…
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Renovation. It’s a word that for some can bring intense excitement, a chance to make your house a home, exactly the way you want it. Before you get started, your number one task on your renovation to-do list should be to check your home insurance covers you for property renovations.
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One of the big lures for a hacker is lucrative data which can be sold or ransomed. Patient data, financial data, even research data – everything a healthcare organisation may hold. Is your practice fully covered in case of a breach?
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With a data breach potentially costing millions in fines and lawsuits, it’s easy to get caught up in the financial losses when managing your Cyber security. However, reputation damage can be just as serious – have you considered this?
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Thousands of new students will be starting on a new adventure when they go off to university this autumn. This is the first step in hopefully a long and fruitful career for dental and medical professionals. Make sure your belongings are fully covered so you can focus on your studies without the worry.
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Smart technology has been making its way into our homes over the last few years. It is popular for managing lighting, heating, and also our home security. Is your home as protected as you think?
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When you consider the recent thunderstorms, heavy downpours and grey weather across the UK, you can be forgiven for dreaming of hotter climates. But don’t let the promise of sun, sea and sand make you forget about the practical aspects of any holiday – including your travel insurance. Don’t leave it until the last minute…
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Many of us work to fund our personal lives – from holidays, family activities and future planning to the roof over our heads. Your home is potentially your most important asset and busy practitioners are often faced with making quick decisions without fully thinking them through when it comes to home insurance. Don’t make these…
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Risk management is all part of running a practice – whether that is NHS or private. Here are three of the big risks facing practice owners in 2019. 1. Attracting and retaining talent to the healthcare sector It is no secret that many doctors and dentists are leaving the NHS, or the healthcare profession altogether,…
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The heatwave in 2018 led to a huge increase in subsidence claims – even higher than figures in 2003 and 2006, which were previous record-breaking hot summers. Are you prepared if there’s a heatwave in 2019? Insurers reported that around 10,000 subsidence claims were made in 2018, that’s a 20% increase compared to 2017. The…
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A malpractice claim could occur at any time. Knowing that you are protected under your insurance policy helps reduce the stress of any law suit. Find out the difference between a claims-made and claims-occurrence policy. The difference between Claims Made and Claim Occurrence When choosing your medical or dental indemnity insurance, its crucial to understand…
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It’s easy to be lax with the rules or forget to tell your insurer when there’s a change in your life. Many even admit to knowing that they are invalidating their insurance. It’s time to see insurance as protection – not an unnecessary cost. How are we invalidating our insurance policies? Research by MoneySuperMarket has…
Read more It’s easy to be lax with the rules or forget to tell your insurer when there’s a change in your life. Many even admit to knowing that they are invalidating their insurance. It’s time to see insurance as protection – not an unnecessary cost. How are we invalidating our insurance policies? Research by MoneySuperMarket has…
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The easiest and most direct route into your IT system for Cyber criminals is through your email. It is open to security threats such as ransomware, phishing and other malware. And the healthcare industry is a prime target for Cyber attacks. The problem with email Cyber crime has evolved as ransomware developers realised that they…
Read more The easiest and most direct route into your IT system for Cyber criminals is through your email. It is open to security threats such as ransomware, phishing and other malware. And the healthcare industry is a prime target for Cyber attacks. The problem with email Cyber crime has evolved as ransomware developers realised that they…
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Great news for people who live in areas that have, or are likely to flood – you could save up to £112 on your home insurance. Has your insurer passed on this saving? Could you be saving more on your home insurance? Flood Re, a government-backed insurance scheme recently reduced its fee charged to insurers…
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Almost half of Londoners do not have home contents insurance, but with ABI’s Premium Tracker suggesting policy prices are falling, we take a look at how you can make sure you’re properly covered. Here are 5 considerations to make your home insurance work better for you 1. Is ‘Unlimited’ cover right for you? It might…
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As a small business owner, you may feel that you have to be a Jack of all trades when it comes to managing your practice – but often working with a professional can save you time, money, and your sanity. As a practice owner you can’t be expected to know everything. You will have an…
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We are seeing an upward trend in targeted ransomware attacks. What is it and how do you protect your dental or medical practice? What is a targeted ransomware attack? Targeted ransomware is malware, or infected software, that is directed at a specific company in order to steal information and asks the victim to pay a…
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There has been a good dusting of snow this year, and now is a perfect time to catch the last of the winter skiing season before spring hits. However, amongst the excitement of planning your trip, remember to check your travel insurance policy. Are you sufficiently covered? Are you covered for winter sports? What many…
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Do you know other dental and medical professionals that could benefit from sound, specialist insurance advice about their insurance policies? If so, it could be a win-win for you and for them! Find out how you can receive a £50 thank-you gift from us, whilst your friend or colleague gets a discount on their policy.…
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New data laws give customers more control over their information – this could help you save money on insurance! Could you benefit? How can you benefit from GDPR? While the rules under General Data Protection Regulation may seem like a minefield, they do give you better and clearer rights in terms of your personal data.…
Read more New data laws give customers more control over their information – this could help you save money on insurance! Could you benefit? How can you benefit from GDPR? While the rules under General Data Protection Regulation may seem like a minefield, they do give you better and clearer rights in terms of your personal data.…
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One of the biggest threats facing the healthcare sector is cybercrime. However, not many dental and medical practices fully understand the implications of a breach – which leaves them vulnerable. What more can you do to protect your practice? Why is Cyber risk a threat to small businesses? Small businesses are just as likely (if…
Read more One of the biggest threats facing the healthcare sector is cybercrime. However, not many dental and medical practices fully understand the implications of a breach – which leaves them vulnerable. What more can you do to protect your practice? Why is Cyber risk a threat to small businesses? Small businesses are just as likely (if…
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We have welcomed in 2019, and as we start the new year, it has traditionally become a time to reflect on our goals for the year ahead. These could be personal or business related, but will often include saving money. As part of this, you should review your current insurance policies – see if your…
Read more We have welcomed in 2019, and as we start the new year, it has traditionally become a time to reflect on our goals for the year ahead. These could be personal or business related, but will often include saving money. As part of this, you should review your current insurance policies – see if your…
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The festive period is usually an opportunity to spend time with family, a chance to reflect on the year, and quite often overindulgence! Our insurance requirements are not usually top of mind. However, as we enter 2019, it is important to make sure that you and your family are sufficiently protected. 12 insurance tips for…
Read more The festive period is usually an opportunity to spend time with family, a chance to reflect on the year, and quite often overindulgence! Our insurance requirements are not usually top of mind. However, as we enter 2019, it is important to make sure that you and your family are sufficiently protected. 12 insurance tips for…
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Home burglary is rife over the Christmas period, when houses are left vacant and expensive gifts are being purchased. Read on for 9 tips to keep your home safe. 9 tips to help keep your home secure this Christmas 1. Check your security Ensure that you have sufficient working locks and bolts on windows, doors…
Read more Home burglary is rife over the Christmas period, when houses are left vacant and expensive gifts are being purchased. Read on for 9 tips to keep your home safe. 9 tips to help keep your home secure this Christmas 1. Check your security Ensure that you have sufficient working locks and bolts on windows, doors…
Read more It’s commonly thought that you will only know how good your insurance cover and insurer are when you need to claim. However, good research, understanding your chosen policy and working with a reliable partner will help make sure you don’t come unstuck. Don’t be a victim of unsuccessful insurance claims Busy healthcare professionals can sometimes…
Read more It’s commonly thought that you will only know how good your insurance cover and insurer are when you need to claim. However, good research, understanding your chosen policy and working with a reliable partner will help make sure you don’t come unstuck. Don’t be a victim of unsuccessful insurance claims Busy healthcare professionals can sometimes…
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Since ship owners bartered with insurers in the City in the 17th Century, how insurance premiums are calculated have been somewhat a mystery. Many factors are taken into consideration – it’s important for insurers to be transparent to help you get the best deal. Can you control your insurance premium? Each type of insurance has…
Read more Since ship owners bartered with insurers in the City in the 17th Century, how insurance premiums are calculated have been somewhat a mystery. Many factors are taken into consideration – it’s important for insurers to be transparent to help you get the best deal. Can you control your insurance premium? Each type of insurance has…
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While All Med Pro specialises in professional insurance for medical and dental practices and practitioners, we know that you also need a similar level of protection and service in your personal lives. We provide high value motor insurance for your prized possession – find out what it covers. Protect your high value car If you…
Read more While All Med Pro specialises in professional insurance for medical and dental practices and practitioners, we know that you also need a similar level of protection and service in your personal lives. We provide high value motor insurance for your prized possession – find out what it covers. Protect your high value car If you…
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The pressure on General Practitioners to provide exceptional healthcare to every patient is enormous. While every doctor wants to do their best all the time, sometimes patients do not feel this has been the case, and today, a GP can expect to be sued four times over a 40 year career – on average that…
Read more The pressure on General Practitioners to provide exceptional healthcare to every patient is enormous. While every doctor wants to do their best all the time, sometimes patients do not feel this has been the case, and today, a GP can expect to be sued four times over a 40 year career – on average that…
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When you first become a self-employed doctor or dentist, it is likely that you will choose to do this a sole trader. There are many benefits to this, not least that little set up is required. However, in the longer term, you might benefit from setting up a limited company. When you choose to do…
Read more When you first become a self-employed doctor or dentist, it is likely that you will choose to do this a sole trader. There are many benefits to this, not least that little set up is required. However, in the longer term, you might benefit from setting up a limited company. When you choose to do…
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Risk management should be a top priority for doctors and dentists – and their focus should be equally on intangible and tangible assets. For practices and individual professionals, Cyber crime and other threats can affect reputation, supply chains and patient information, to name just a few. Do you fully understand your asset risk? Tangible versus…
Read more Risk management should be a top priority for doctors and dentists – and their focus should be equally on intangible and tangible assets. For practices and individual professionals, Cyber crime and other threats can affect reputation, supply chains and patient information, to name just a few. Do you fully understand your asset risk? Tangible versus…
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GP and dental surgeries have faced huge challenges from funding cuts and staff shortages over recent years. It’s only a matter of time before it takes a financial or reputational toll. Healthcare professionals in numbers According to Aviva, a typical healthcare practice employing five people should expect an average of 10.9 days of absence per…
Read more GP and dental surgeries have faced huge challenges from funding cuts and staff shortages over recent years. It’s only a matter of time before it takes a financial or reputational toll. Healthcare professionals in numbers According to Aviva, a typical healthcare practice employing five people should expect an average of 10.9 days of absence per…
Read more Traditional insurance policies have not been written with Cyber risk in mind and often neither include or exclude cover. Does the ambiguity mean you are, or are not covered? Is Cyber risk mentioned in your insurance policy? While dedicated Cyber liability insurance has been specifically designed for modern risk, explicitly laying out what your practice…
Read more Traditional insurance policies have not been written with Cyber risk in mind and often neither include or exclude cover. Does the ambiguity mean you are, or are not covered? Is Cyber risk mentioned in your insurance policy? While dedicated Cyber liability insurance has been specifically designed for modern risk, explicitly laying out what your practice…
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When a loved one passes away, there is a lot of work that needs to be done to tend to their affairs. You don’t need the added stress of an invalid home insurance policy. The home insurance dilemma One of the lesser known issues when taking care of an estate is that sometimes, home insurance…
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Business Interruption (BI) insurance is a lifeline for practices who are struck by a disaster. However, many overlook this cover which could have business continuity consequences. The importance of Business Interruption insurance This insurance reimburses you for financial losses that occur as a result of an insured event and helps you to keep your practice…
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Doctors and dental practices have a responsibility to protect employees and patients or other members of the public when they are in their surgery. When accidents happen, you need to be protected. Understanding Employer and Public Liability While the potential risks will vary across different sectors, generally the types of possible accidents will be similar.…
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With previous reports of millions of people being overcharged for home insurance, the challenges for home owners continue with auto-renewal. The problem with auto-renewal Healthcare workers are extremely busy people and it would seem that being offered auto-renewal on your home insurance could save you a lot of time and hassle when your policy is…
Read more With previous reports of millions of people being overcharged for home insurance, the challenges for home owners continue with auto-renewal. The problem with auto-renewal Healthcare workers are extremely busy people and it would seem that being offered auto-renewal on your home insurance could save you a lot of time and hassle when your policy is…
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As a trained medical or dental professional, you understand the importance of specialist knowledge, experience and an expert service for your patients. So you will likely also appreciate the importance of expert advice when making important life and career decisions. Trust is key Choosing the right insurance provider is as important as choosing the right…
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Consider the effects of being out of work due to a hand or eye injury. It’s vital for doctors and dentists to protect their physical assets. The value of your body There are many reasons that people insure their body parts. Sports stars, like David Beckham, often insure their legs and musicians, such as The…
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When choosing an insurance broker to work with, you want to be assured that you have a reliable and trusted partner – so why not see what your peers say. What’s the point of customer reviews? As an insurance broker with a customer-centric team of specialists who work tirelessly to help dental and medical professionals…
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If you are planning on travelling abroad, or even holidaying in the UK, with your family this summer, don’t forget how important it is to protect them – so cover your risks. With over 48% of parents opting to travel without the right level of insurance, make sure you are aware of the consequences of…
Read more If you are planning on travelling abroad, or even holidaying in the UK, with your family this summer, don’t forget how important it is to protect them – so cover your risks. With over 48% of parents opting to travel without the right level of insurance, make sure you are aware of the consequences of…
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Covering your practice’s obligatory costs if a key clinical team member is sick or injured can be stressful – but help is here for the smart practice owners who choose Business Overheads Insurance. Review these scenarios where Business Overheads Insurance can be vital.
Read more Covering your practice’s obligatory costs if a key clinical team member is sick or injured can be stressful – but help is here for the smart practice owners who choose Business Overheads Insurance. Review these scenarios where Business Overheads Insurance can be vital.
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With insurance premiums continuing to rise, it is important to get all the help you can to find the right policy at the right price. It is also important to be able to trust the company that you deal with.
Read more With insurance premiums continuing to rise, it is important to get all the help you can to find the right policy at the right price. It is also important to be able to trust the company that you deal with.
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Working in the healthcare industry comes with high levels of stress. The media regularly reports on overstretched GP surgeries, busy A&E departments and unsustainable long shifts. However, the focus is often on outcomes for patients or physical exhaustion of medical staff, and not mental health.
Read more Working in the healthcare industry comes with high levels of stress. The media regularly reports on overstretched GP surgeries, busy A&E departments and unsustainable long shifts. However, the focus is often on outcomes for patients or physical exhaustion of medical staff, and not mental health.
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With just a few short weeks until the GDPR officially comes into force, now is the last chance to make sure that your practice is compliant. Worryingly, many organisations don’t understand the implications of the GDPR and are unsure how to comply. Misunderstanding and ignorance will not be an excuse for poor data practices and will not help you avoid huge fines (up to 4% of turnover or €20million, whichever is higher).
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There are many industries where companies are constantly trying to devise new ways of keeping customers loyal. In fact, it is commonly thought that keeping a customer is far cheaper than attracting new customers. In insurance, however, often new customers get the better deals.
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Even if it doesn’t yet feel like it, spring is officially here and it is the time when people traditionally plan to spring clean their homes, and their finances. However, it can be hard to keep admin tasks under control, which can take its toll and lead to jobs mounting up.
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How ready are you and your practice for the impending GDPR, which comes into force on 25th May? If you have already carried out your due diligence in preparation for the new General Data Protection Regulation, you will likely have some concerns over the effects that Cyber crime might have on your practice, and how GDPR…
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Insurers are often focussed on attracting new customers rather than keeping existing ones as acquisition is seen as a sign of a thriving company. This makes the new customer market very competitive, and leaves loyal customers picking up the bill with higher renewal premiums.
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Changes to the General Medical Services contract in April 2017 has increased the maximum payment of the NHS reimbursement scheme and made the eligibility process simpler. This is great news for NHS medical practices who can get additional support for locum cover if a GP is on long term leave.
Read more Changes to the General Medical Services contract in April 2017 has increased the maximum payment of the NHS reimbursement scheme and made the eligibility process simpler. This is great news for NHS medical practices who can get additional support for locum cover if a GP is on long term leave.
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The UK has finally been released from the grips of ‘The Beast from the East’ and storm Emma. Temperatures are still low and winter not quite gone yet. If you own a listed property, you might have asked yourself how prepared you were for this winter. Is your property maintenance up to date? What vulnerabilities…
Read more The UK has finally been released from the grips of ‘The Beast from the East’ and storm Emma. Temperatures are still low and winter not quite gone yet. If you own a listed property, you might have asked yourself how prepared you were for this winter. Is your property maintenance up to date? What vulnerabilities…
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According to the Office of National Statistics there is a successful burglary every 76 seconds, with an average cost to homeowners of more than £2,000 per incident. There is some good news. Domestic burglary rates have been falling in England and Wales since 1995, however there are significant seasonal variations and postcode hotspots for crime.
Read more According to the Office of National Statistics there is a successful burglary every 76 seconds, with an average cost to homeowners of more than £2,000 per incident. There is some good news. Domestic burglary rates have been falling in England and Wales since 1995, however there are significant seasonal variations and postcode hotspots for crime.
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A practice can never really be fully prepared for unexpected long term leave of one of the key clinical or dental team due to sickness or an accident. Quite often practices also forget how important non-clinical staff are in the smooth running of the surgery as well.
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Thatched properties are considered a quintessential part of the British countryside. A traditional and beautiful sight, these properties also require a lot of upkeep and consideration. Here are some tips around looking after your thatched property to ensure your home insurance stays valid.
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Home insurance premiums are continuing to rise, with combined buildings and contents quotes increasing by 1.8% in the fourth quarter of 2017. The AA British Insurance Premium Index report analyses Shoparound quotes, and trends over the last 12 months have shown an overall average increase of 5.7%.
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Calculating the value of your personal belongings and the rebuild cost of your property is no easy task. However, working out an accurate amount is crucial for your home insurance policy. When you consider that the value of home contents, for example, will change every time you acquire or sell your big ticket items, regularly…
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Throughout the winter you will likely be using a lot more energy in your home – from heating your property and using more hot water to extra lighting in those dark mornings and evenings. Your boiler is one of your home’s key systems during colder months and it is important to look after it so…
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The WannaCry Cyber attack in May 2017 severely disrupted the NHS, as well as many businesses across the world. We know that 595 GP surgeries were infected with the virus that targeted older Windows operating systems and encrypted, or locked, data and demanded a ransom to release it.
Read more The WannaCry Cyber attack in May 2017 severely disrupted the NHS, as well as many businesses across the world. We know that 595 GP surgeries were infected with the virus that targeted older Windows operating systems and encrypted, or locked, data and demanded a ransom to release it.
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Getting the level of cover right for your business is not easy. In fact, according to a study by Aviva, one in five small to medium sized businesses aren’t confident they have the right level of cover, with some companies being found to be almost £500,000 underinsured. The risk of being over insured is that…
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It is likely that one of your business goals for 2018 is to increase profit. It might also be that your personal goal is to have more money to spend! One way to do this is to save money in other areas, such as your insurances. As a healthcare professional or practice owner, you will…
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As we look ahead to 2018, it’s that time of year again to think about picking a New Year’s resolutions that you can actually stick to. With unpredictable weather, Cyber security breaches on the rise and a whole host of other potential risks, one good resolution would be to find a reliable insurance broker to…
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It’s no secret that the healthcare industry is the most targeted sector by Cyber criminals. Email fraud is one of the most popular ways of trying to exploit weaknesses in security as this relies on a simple human error. It can be quite easy to fall for fake emails when you’re busy, and upon first…
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It’s true that insurance premiums across the board have increased over recent years. This trend has affected many older individuals, who are finding significant increases in their premiums at point of renewal.
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If you’re a self-employed healthcare professional you are potentially taking on a lot of risk. Just some examples are when you give advice or provide a service, or possibly through loss of revenue. There are many other areas of risk to consider as part of your profession; and it is important to protect yourself against…
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Your practice might work like a well-oiled machine, but what happens if an incident causes serious damage or interruption to your everyday working? Business interruption management, also often called disaster recovery and business continuity, is a key part of your risk planning process.
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Professional indemnity (PI) insurance is a large overhead for businesses like medical and dental practices. With the rise of Cyber crime, is your practice adequately covered under your traditional policy?
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To get the right Practice or Surgery Insurance, you need a broker with specialist skills and experience. At All Med Pro, we work closely with medical and dental professionals to get them the right level of cover, always ensuring the best customer service experience.
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Did you know that your medical practice might be eligible to recover locum or GP performer cover costs incurred when partners and employed GPs are away on parental or sickness leave?
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The news over the past few days highlights the fact that Cyber crime is imminent, and also very relevant to the healthcare sector. Since Friday 12 May, 150 countries have been affected in one form or another, including over 60 NHS organisations in the UK. Microsoft have issued a warning that this is a wake-up…
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Working as a locum can be both rewarding and challenging; it is fair to say that the nature of the role doesn’t suit everyone. Putting yourself forward for locum work, particularly in general practice, can be a way for medical professionals that seek variety, to further their experience by tackling a wider range of medical issues.…
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A significant number of professionals working in the healthcare sector consider themselves time-poor. Work tends to take up a large portion of life, and it is understandable that the precious moments left at the end of the day, you will want to spend them with your family, or relaxing. This is why it benefits for…
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Subsidence can be a very serious issue for property owners and one you will want to ensure you are protected from, by both minimising risks and ensuring the correct protection is part of your buildings insurance. There are some tell-tale signs that your property could be affected by subsidence, which are worth knowing. Also, depending…
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Cyber security is no longer simply an IT problem, it is an all-round business issue that needs to be treated with the maximum importance. As risk advisers to the healthcare sector, we believe it is essential to provide you with information on how best you can protect yourself and your business from Cyber crime.
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NHS England have announced that from April 2017, sickness cover for GP’s will be a practice entitlement, rather than a discretionary payment. This change is part of contract changes across the board when a GP is absent from the practice due to sickness.
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Locum insurance is optional, both for your practice and for individual practitioners. However, when you assess the risks of not having sufficient cover, consider how else you would cope in the event that one of your key team members, or associates, was absent from work for more than just a few days.
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Home insurance claims increase through the winter, when weather can take its toll on your property. It is important, for your peace of mind, to know that you are correctly covered, as this area of home insurance can have a few grey areas.
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As with most things in life, forward planning is the way to save stress and also save money. With insurance, the same applies, as if you let your insurance renewal dates sneak up on you, there won’t be sufficient time to secure the best premium.
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The long winter months in the UK can take their toll, on everything from our health and energy levels, to seasonal damage in the home and workplace. Are you doing what you can to protect yourself from stress, hassle and possible financial loss?
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Working together with a reputable insurance broker gives you peace of mind and confidence that your insurances are in order, and no stone is left unturned in ensuring you have the correct cover.
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It may come as a shock to you to understand that the healthcare sector is the primary target sector for Cyber attacks. With sensitive information on patient’s medical history and general health, Cyber criminals know that if they obtain this type of data then it will be highly profitable for them.
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The new year can be a time of mixed feelings. The festive season has been and gone; for some it’s a relief, but others feel a sense of lacking. The evenings continue to be dark and cold, which only adds to the reluctance of the new gym routine! Also, the return to work, after some well-deserved holiday time with the family, isn’t always easy to…
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